Pre-Owned 2019 GMC Yukon XL Denali

VIN 1GKS2HKJ5KR149014 Stock Number ASC10955A

One Simple Price® $29,995
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            Yukon XL
        
            Denali
        
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Specifications
Stock Number
ASC10955A
Miles

118,439
Exterior
Onyx Black
Interior
Jet Black
Engine

    6.2L
Transmission

    Automatic
    
Drive Wheels
4WD
Seating Capacity
7
Location

    Gunn Acura
VIN

1GKS2HKJ5KR149014

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Vehicle At A Glance

    Fuel Economy
    
        *
    
    14 city /
        20 hwy
    
Mileage
    118,439
    MILES
Transmission10-Speed Automatic
Exterior ColorOnyx Black
Interior ColorJet Black
Engine Data6.2L

Vehicle Description

Call Gunn Acura at 210-600-5669 to see this vehicle and have a great experience today!Adaptive Cruise Control, Alloy Wheels, Audio Package, Backup Camera, Bluetooth, DVD Entertainment System, Heated Seats, Leather Seats, Multi Zone Climate Control, Navigation System, Parking Sensors, Sunroof/Moonroof, Third Row Seating.Clean CARFAX.Onyx Black 2019 GMC Yukon XL Denali 10-Speed Automatic with Overdrive 4WD EcoTec3 6.2L V8 Denali

Specifications

Entertainment
Exterior
Interior
Mechanical
Safety
Featured Equipment
Options

Entertainment

    Audio system feature, Bose Centerpoint Surround Sound premium 10-speaker system
  
    Audio system feature, CD player (Replaced by (U42) rear seat entertainment system when (U42) is ordered. Deleted when (PEC) Denali Ultimate Package is ordered.)
  
    Audio system, 8" diagonal Color Touch Screen Navigation with GMC Infotainment System AM/FM/SiriusXM stereo with seek-and-scan and digital clock, includes Bluetooth streaming audio for music and select phones; voice-activated technology for radio and phone; and Shop. Featuring Apple CarPlay and Android Auto capability for compatible phone; 5 USB ports and 1 auxiliary jack
  
    Bose Active Noise Cancellation
  
    GMC 4G LTE and available built-in Wi-Fi hotspot offers a fast and reliable Internet connection for up to 7 devices; includes data trial for 1 month or 3GB (whichever comes first) (Available Wi-Fi requires compatible mobile device, active OnStar service and data plan. Data plans provided by AT&T. Visit onstar.com for details and system limitations.)
  
    Radio, HD
  
    SiriusXM NavTraffic. Avoid congestion before you reach it by enhancing your vehicle's navigation or entertainment system with NavTraffic. With detailed information on traffic speed, accidents, construction, road closures and more, you will get to your destination faster and more easily than ever before. (SiriusXM Satellite Radio and NavTraffic subscriptions are sold separately or as a package after trial period. If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call us at 1-866-635-2349. See our Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change. NavTraffic available only in select markets. For more information, see www.siriusxm.com/navtraffic.)
  
    SiriusXM Radio Enjoy a 3-month All Access trial subscription with over 150 channels including commercial-free music, plus sports, news and entertainment. Plus listening on the app and online is included, so you'll hear the best SiriusXM has to offer, anywhere life takes you. Welcome to the world of SiriusXM. (If you decide to continue service after your trial, the subscription plan you choose will automatically renew thereafter and you will be charged according to your chosen payment method at then-current rates. Fees and taxes apply. To cancel you must call us at 1-866-635-2349. See our Customer Agreement for complete terms at www.siriusxm.com. All fees and programming subject to change.)
  
    Wireless charging (Not compatible with all phones. Compliant batteries include QI and PMA technologies. Reference Mobile devices manual to confirm what type of battery it uses.)
  
Exterior

    Active aero shutters, front
  
    Assist steps, Black with chrome strip (Deleted when (BRS) power-retractable assist steps are ordered.)
  
    Fog lamps with chrome surround
  
    Glass, deep-tinted
  
    Headlamps, projector beam, high intensity discharge
  
    Liftgate, rear power programmable, hands free
  
    Luggage rack side rails, roof-mounted, Black (Includes bright accent.)
  
    Mirrors, outside heated power-adjustable, power-folding and driver-side auto-dimming, body-color with integrated turn signal indicators and ground illumination.
  
    Moldings, bright bodyside
  
    Tire carrier, lockable outside spare winch-type mounted under frame at rear
  
    Tire, spare P265/70R17 all-season, blackwall
  
    Tires, P275/55R20 all-season, blackwall
  
    Wheel, full-size spare 17" (43.2 cm) steel
  
    Wheels, 20" x 9" (50.8 cm x 22.9 cm) bright machined aluminum
  
    Windshield style, acoustic laminated glass
  
    Windshield, solar-absorbing
  
    Wiper, rear
  
    Wipers, front rain-sensing, intermittent
  
Interior

    Assist handles, 1st row passenger and 2nd row outboard seats
  
    Cargo net
  
    Climate control, tri-zone automatic, with individual climate settings for driver, right-front passenger and rear passengers
  
    Console, floor with storage area, cup holders
  
    Cruise control, electronic with set and resume speed (Not included when (Y66) Adaptive Cruise Control - Advanced is ordered.)
  
    Defogger, rear-window electric
  
    Door locks, power programmable with lockout protection
  
    Driver Information Center, 8" diagonal customizable driver display
  
    Floor covering, color-keyed carpeting
  
    Floor mats, color-keyed carpeted first and second row, removable
  
    GMC Connected Access with 10 years of standard connectivity which enables services such as, Vehicle Diagnostics, Dealer Maintenance Notification, GMC Smart Driver, Marketplace and more (Limitations apply. Not transferable. Standard connectivity available to original purchaser for ten years from the date of initial vehicle purchase for model year 2018 or newer GMC vehicles. See onstar.com for details and further plan limitations. Connected Access does not include emergency or security services. Availability and additional services enabled by Connected Access are subject to change.)
  
    Head-Up Display Includes digital multi-function readouts
  
    Lighting, interior includes courtesy lighting with theater dimming, lighting for front and rear door handles, front and rear passenger footwells and door storage area
  
    Lighting, interior with dome light driver- and passenger-side door switch with delayed entry feature, cargo lights, door handle or Remote Keyless Entry-activated illuminated entry and map lights in front and second seat positions
  
    Mirror, inside rearview auto-dimming
  
    Passive Entry System includes (AQQ) Remote Keyless Entry
  
    Pedals, power-adjustable for accelerator and brake
  
    Power outlet, 110-volt, 1.1 Amp, 150 Watt
  
    Power outlets, 5 auxiliary, 12-volt includes outlets in the instrument panel, console, back of the console, 1 in 3rd row and 1 in the cargo area.
  
    Remote vehicle start includes extended range Remote Keyless Entry
  
    Safety Alert Seat
  
    Seats, front bucket with perforated leather-appointed heated and ventilated seat cushions, 12-way power driver and passenger seat includes 6-way power cushions, driver seat 2-position memory, 4-way power lumbar control and power recline
  
    Seats, heated and ventilated driver and front passenger perforated leather-appointed
  
    Seats, heated second row, outboard positions
  
    Seats, second row bucket, power release
  
    Seats, third row 60/40 split-bench, power fold
  
    Steering column, power tilt and telescopic
  
    Steering wheel controls, mounted audio controls, cruise controls and Driver Information Center controls
  
    Steering wheel, heated, leather-wrapped
  
    Theft-deterrent system, electrical, unauthorized entry
  
    Universal Home Remote includes garage door opener, programmable
  
    Windows, power all express down, front express up
  
Mechanical

    4-wheel drive
  
    Air cleaner, high-capacity
  
    Alternator, 170 amps
  
    Brakes, 4-wheel antilock, 4-wheel disc, VAC power with Brake Assist
  
    Cooling, auxiliary external transmission oil cooler, heavy-duty air-to-oil
  
    Cooling, external engine oil cooler, heavy-duty air-to-oil integral to driver side of radiator
  
    Differential, heavy-duty locking rear
  
    Engine, 6.2L EcoTec3 V8 with Active Fuel Management, Direct Injection and Variable Valve Timing, includes aluminum block construction (420 hp [313 kW] @ 5600 rpm, 460 lb-ft of torque [624 N-m] @ 4100 rpm)
  
    Exhaust, aluminized stainless-steel muffler and tailpipe
  
    GVWR, 7500 lbs. (3402 kg) (Standard on 4WD models.)
  
    Keyless start, push button start
  
    Powertrain grade braking
  
    Rear axle, 3.23
  
    Steering, power
  
    Suspension Package, Magnetic Ride Control
  
    Suspension, front coil-over-shock with stabilizer bar
  
    Suspension, rear multi-link with coil springs
  
    Tools, mechanical jack and wheel wrench stored in rear quarter trim
  
    Tow/haul mode selector, button located at end of shift lever
  
    Trailer brake controller, integrated
  
    Trailering equipment, heavy-duty includes trailering hitch platform, 7-wire harness with independent fused trailering circuits mated to a 7-way sealed connector and 2" trailering receiver
  
    Transfer case, active, 2-speed electronic Autotrac with rotary controls, includes neutral position for dinghy towing (Requires 4WD.)
  
    Transmission, 10-speed automatic electronically controlled with overdrive, tow/haul mode and tap up/tap down shifting
  
Safety

    Airbags, Frontal airbags for driver and front outboard passenger; Seat-mounted side-impact airbags for driver and front outboard passenger; Driver inboard seat-mounted side-impact airbag; Head-curtain airbags for all rows in outboard seating positions (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
  
    Brakes, 4-wheel antilock, 4-wheel disc
  
    Brakes, Hill Start-Assist
  
    Daytime Running Lamps, with automatic exterior lamp control
  
    Forward Collision Alert
  
    Front and Rear Park Assist
  
    Front outboard Passenger Sensing System for frontal outboard passenger airbag (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
  
    IntelliBeam, automatic high beam on/off
  
    LATCH system (Lower Anchors and Top tethers for CHildren), for child safety seats lower anchors and top tethers located in all second row seating positions, top tethers located in third row seating positions
  
    Lane Change Alert with Side Blind Zone Alert
  
    Lane Keep Assist with Lane Departure Warning
  
    Low Speed Forward Automatic Braking
  
    OnStar and GMC connected services capable (Fleet orders receive a 3-month trial. Visit onstar.com for coverage map, details and system limitations. Services vary by model.)
  
    Rear Cross Traffic Alert
  
    Rear Vision Camera
  
    StabiliTrak, stability control system with brake assist, includes traction control.
  
    Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to encourage safe driving behavior. It can limit certain vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on driving habits and helps you to continue to coach your new driver
  
    Tire Pressure Monitoring System with Tire Fill Alert (does not apply to spare tire)
  
Featured Equipment

    3rd Row Seat
  
    4-Wheel Disc Brakes
  
    4-Wheel Disc Brakes
  
    A/C
  
    ABS
  
    ABS
  
    ADAPTIVE CRUISE CONTROL - ADVANCED  with Forward Automatic Braking  radar based system automatically adjusts speed to maintain preset following gap
  
    AM/FM Stereo
  
    ASSIST STEPS  POWER-RETRACTABLE  with bright accent strip and perimeter lighting
  
    AUDIO SYSTEM  8" DIAGONAL COLOR TOUCH SCREEN NAVIGATION WITH GMC INFOTAINMENT SYSTEM  AM/FM/SiriusXM stereo with seek-and-scan and digital clock  includes Bluetooth streaming audio for music and select phones; voice-activated technology for radio and phone; and Shop. Featuring Apple CarPlay and Android Auto capability for compatible phone; 5 USB ports and 1 auxiliary jack (STD)
  
    Active Suspension
  
    Adjustable Pedals
  
    Adjustable Pedals
  
    Adjustable Steering Wheel
  
    Aluminum Wheels
  
    Auto-Dimming Rearview Mirror
  
    Automatic Headlights
  
    Automatic Highbeams
  
    Automatic Highbeams
  
    Auxiliary Audio Input
  
    BRAKES  4-WHEEL ANTILOCK  4-WHEEL DISC  VAC POWER WITH BRAKE ASSIST
  
    Back-Up Camera
  
    Blind Spot Monitor
  
    Bluetooth Connection
  
    Brake Assist
  
    Brake Assist
  
    Brake Assist
  
    Bucket Seats
  
    Bucket Seats
  
    CD Player
  
    Climate Control
  
    Conventional Spare Tire
  
    Conventional Spare Tire
  
    Cooled Front Seat(s)
  
    Cooled Front Seat(s)
  
    Cross-Traffic Alert
  
    Cruise Control
  
    Cruise Control
  
    DENALI PREFERRED EQUIPMENT GROUP  Includes Standard Equipment
  
    DENALI ULTIMATE PACKAGE  includes (PCJ) Open Road Package contents: additional 9 months of SiriusXM Radio and NavTraffic service  (CF5) power sunroof  (U42) rear seat entertainment system  (DNU) third row DVD screen  (UTT) Enhanced Security Package contents: (UTR) self-powered horn  (UTV) interior movement and (UTU) vehicle inclination sensors  (BRS) power-retractable assist steps  (Y66) Adaptive Cruise Control - Advanced with (UGN) Forward Automatic Braking  (JB1) 4-wheel antilock  4-wheel disc brakes  (SII) 22" bright aluminum wheels with Midnight Silver premium paint and (SFE) wheel locks  LPO
  
    DVD SCREEN  THIRD ROW
  
    Daytime Running Lights
  
    Driver Adjustable Lumbar
  
    Driver Air Bag
  
    Driver Restriction Features
  
    ENGINE  6.2L ECOTEC3 V8  with Active Fuel Management  Direct Injection and Variable Valve Timing  includes aluminum block construction (420 hp [313 kW] @ 5600 rpm  460 lb-ft of torque [624 N-m] @ 4100 rpm) (STD)
  
    ENHANCED SECURITY PACKAGE  body security content  includes (UTR) self-powered horn  (UTV) interior movement and (UTU) vehicle inclination sensors  door and liftgate lock shields and glass break sensors in rear quarter glass and liftgate window  removes sunglass holder and conversation mirror from overhead console
  
    ENTERTAINMENT SYSTEM  REAR SEAT BLU-RAY/DVD  with remote control  overhead display  Wi-Fi wireless projection capability  four 2-channel wireless digital headphones  auxiliary HDMI/MHL audio/video input and 2 USB ports
  
    FORWARD AUTOMATIC BRAKING
  
    Floor Mats
  
    Fog Lamps
  
    Four Wheel Drive
  
    Front Collision Mitigation
  
    Front Collision Mitigation
  
    Front Collision Warning
  
    Front Collision Warning
  
    Front Collision Warning
  
    Front Head Air Bag
  
    Front Side Air Bag
  
    HD Radio
  
    HID headlights
  
    Hands-Free Liftgate
  
    Heads-Up Display
  
    Heated Front Seat(s)
  
    Heated Front Seat(s)
  
    Heated Mirrors
  
    Heated Rear Seat(s)
  
    Heated Steering Wheel
  
    Integrated Turn Signal Mirrors
  
    Intermittent Wipers
  
    JET BLACK  PERFORATED LEATHER-APPOINTED SEAT TRIM
  
    Keyless Entry
  
    Keyless Entry
  
    Keyless Start
  
    LICENSE PLATE FRONT MOUNTING PACKAGE
  
    LPO  ALL-WEATHER FLOOR LINER  1st and 2nd rows  bright finish badge (dealer-installed)
  
    LPO  CONSOLE INSERT ORGANIZER TRAY (DEALER-INSTALLED)
  
    LPO  WHEEL LOCKS (DEALER-INSTALLED)
  
    Lane Departure Warning
  
    Lane Departure Warning
  
    Lane Keeping Assist
  
    Lane Keeping Assist
  
    Leather Seats
  
    Leather Seats
  
    Leather Steering Wheel
  
    Locking/Limited Slip Differential
  
    Mirror Memory
  
    Multi-Zone A/C
  
    Navigation System
  
    Navigation from Telematics
  
    ONYX BLACK
  
Options

    ADAPTIVE CRUISE CONTROL - ADVANCED with Forward Automatic Braking, radar based system automatically adjusts speed to maintain preset following gap (Included with (PEC) Denali Ultimate Package.)  (Y66)
  
    ASSIST STEPS, POWER-RETRACTABLE with bright accent strip and perimeter lighting (Included with (PEC) Denali Ultimate Package.)  (BRS)
  
    AUDIO SYSTEM, 8" DIAGONAL COLOR TOUCH SCREEN NAVIGATION WITH GMC INFOTAINMENT SYSTEM AM/FM/SiriusXM stereo with seek-and-scan and digital clock, includes Bluetooth streaming audio for music and select phones; voice-activated technology for radio and phone; and Shop. Featuring Apple CarPlay and Android Auto capability for compatible phone; 5 USB ports and 1 auxiliary jack (STD)  (IO6)
  
    BRAKES, 4-WHEEL ANTILOCK, 4-WHEEL DISC, VAC POWER WITH BRAKE ASSIST (Included and only available with (Y66) Adaptive Cruise Control - Advanced.)  (JB1)
  
    DENALI PREFERRED EQUIPMENT GROUP Includes Standard Equipment  (5SA)
  
    DENALI ULTIMATE PACKAGE includes (PCJ) Open Road Package contents: additional 9 months of SiriusXM Radio and NavTraffic service, (CF5) power sunroof, (U42) rear seat entertainment system, (DNU) third row DVD screen, (UTT) Enhanced Security Package contents: (UTR) self-powered horn, (UTV) interior movement and (UTU) vehicle inclination sensors, (BRS) power-retractable assist steps, (Y66) Adaptive Cruise Control - Advanced with (UGN) Forward Automatic Braking, (JB1) 4-wheel antilock, 4-wheel disc brakes, (SII) 22" bright aluminum wheels with Midnight Silver premium paint and (SFE) wheel locks, LPO (Required when (ZM4) Denali Ultimate Black Edition is ordered. (SII) 22" bright aluminum wheels with Midnight Silver premium paint can be substituted with (RPT) 22" 6-spoke chrome multi-featured design wheels or (SMI) 22" 6-spoke chrome wheels.) (IO6) Audio system with navigation is standard on Denali. Deletes (TG5) single-slot CD/MP3 player when ordered. *GROSS*  (PEC)
  
    DVD SCREEN, THIRD ROW (Included and only available with (U42) Entertainment system or (PEC) Denali Ultimate Package.)  (DNU)
  
    EMISSIONS, FEDERAL REQUIREMENTS  (FE9)
  
    ENGINE, 6.2L ECOTEC3 V8 with Active Fuel Management, Direct Injection and Variable Valve Timing, includes aluminum block construction (420 hp [313 kW] @ 5600 rpm, 460 lb-ft of torque [624 N-m] @ 4100 rpm) (STD)  (L86)
  
    ENHANCED SECURITY PACKAGE body security content, includes (UTR) self-powered horn, (UTV) interior movement and (UTU) vehicle inclination sensors, door and liftgate lock shields and glass break sensors in rear quarter glass and liftgate window, removes sunglass holder and conversation mirror from overhead console (Included with (PEC) Denali Ultimate Package.)  (UTT)
  
    ENTERTAINMENT SYSTEM, REAR SEAT BLU-RAY/DVD with remote control, overhead display, Wi-Fi wireless projection capability, four 2-channel wireless digital headphones, auxiliary HDMI/MHL audio/video input and 2 USB ports (Included with (PCJ) Open Road Package or (PEC) Denali Ultimate Package. Replaces (TG5) single-slot CD/MP3 player.)  (U42)
  
    FORWARD AUTOMATIC BRAKING (Included and only available with (Y66) Adaptive Cruise Control - Advanced.)  (UGN)
  
    JET BLACK, PERFORATED LEATHER-APPOINTED SEAT TRIM  (H2X)
  
    LICENSE PLATE FRONT MOUNTING PACKAGE (Option will be forced on orders with ship-to states that require a front license plate.)  (VK3)
  
    LPO, ALL-WEATHER FLOOR LINER 1st and 2nd rows, bright finish badge (dealer-installed) (Not available with (PDH) Interior Protection Package, LPO or (VAV) All-weather floor mats, LPO.)  (AAK)
  
    LPO, CONSOLE INSERT ORGANIZER TRAY (DEALER-INSTALLED) (Not available with (VKW) Front console organizer, LPO.)  (S0P)
  
    LPO, WHEEL LOCKS (DEALER-INSTALLED) (Beginning with order entry date of 9/26/18, required with (RPT) 22" 6-spoke chrome multi-featured design wheels, (SMI) 22" 6-spoke chrome wheels and (SII) 22"bright aluminum wheels with Midnight Silver premium paint. Included with (PEC) Denali Ultimate Package. Not available with any LPO wheels.)  (SFE)
  
    ONYX BLACK  (GBA)
  
    OPEN ROAD PACKAGE includes additional 9 months of SiriusXM Radio and NavTraffic service, (CF5) power sunroof, (U42) rear seat entertainment system and on SLT (IO6) Audio system with navigation (Included with (PEC) Denali Ultimate Package and (ZM4) Denali Ultimate Black Edition. (IO6) audio system with navigation is standard on Denali.) *GROSS*  (PCJ)
  
    REAR AXLE, 3.23  (GU5)
  
    SEATS, FRONT BUCKET WITH PERFORATED LEATHER-APPOINTED heated and ventilated seat cushions, 12-way power driver and passenger seat includes 6-way power cushions, driver seat 2-position memory, 4-way power lumbar control and power recline (STD)  (AN3)
  
    SEATS, SECOND ROW BUCKET, POWER RELEASE (STD)  (ATN)
  
    SENSOR, VEHICLE INCLINATION will detect vehicle being towed or jacked up (Included and only available with (UTT) Theft Protection Package.)  (UTU)
  
    SENSOR, VEHICLE INTERIOR MOVEMENT will detect movement within the cabin of the vehicle (Included and only available with (UTT) Theft Protection Package.)  (UTV)
  
    SOLID PAINT  (ZY1)
  
    SUNROOF, POWER, TILT-SLIDING with express-open and close and wind deflector (Included with (PCJ) Open Road Package and (PEC) Denali Ultimate Package.)  (CF5)
  
    THEFT-DETERRENT ALARM SYSTEM content theft alarm, self-powered horn (Included and only available with (UTT) Theft Protection Package.)  (UTR)
  
    TIRES, P285/45R22, ALL SEASON, BLACKWALL (Included and only available with any 22" wheels.)  (QST)
  
    TRANSMISSION, 10-SPEED AUTOMATIC electronically controlled with overdrive, tow/haul mode and tap up/tap down shifting (STD)  (MF6)
  
    WHEELS, 22" X 8.5" (55.9 CM X 21.6 CM) BRIGHT ALUMINUM with Midnight Silver premium paint (Requires (SFE) wheel locks, LPO. Included with (PEC) Denali Ultimate Package.)  (SII)
  
Accessories
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        Pre-Owned
        2018
        
        GMC
        Yukon XL
        Denali
    
    One Simple Price®
    
        $31,987
    
    Fuel Economy
    14 city / 23 hwy

    Stock Number
    G241956A

    Engine Data
    420.0

View Details

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        All Vehicles
        All sale prices include all applicable factory incentives and Gunn discounts.  Price does not include additional fees and/or costs of closing, including but not limited to government fees/taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees. All prices, specifications and availability subject to change without notice. Contact dealer for most current information.

Tax, title, license (unless itemized above) are extra. Not available with special finance, lease and some other offers.

        All Vehicles
        MPG estimates on this website are EPA estimates; your actual mileage may vary.  For used vehicles, MPG estimates are EPA estimates for the vehicle when it was new.  The EPA periodically modifies its MPG calculation methodology; all MPG estimates are based on the methodology in effect when the vehicles were new (please see the Fuel Economy portion of the EPAs website for details, including a MPG recalculation tool).

        The features and options listed are for the new 2019 GMC Yukon XL and may not apply to this specific vehicle.

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*Estimated monthly finance payments:  This offer is available only to qualified customers with a credit score of 800 or above.  3.8% APR financing for 72 months at $15.57 per month, per $1000 financed, and !0% of purchase price customer down payment.  Excludes leases and balloon contracts.  Offer may expire at any time without notification.  See dealer for details.  Subject to credit approval by lender. Not everyone will qualify.
        
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